Cash management
With the Premier Plus Account, you can offer your clients the combination of an investment account with convenient cash management services, including:

• Unlimited check writing
• A daily sweep of uninvested cash into a fund or deposit program
• VISA® Platinum debit card
• Direct deposit and online bill payment
• Comprehensive record keeping

The Insured Cash Account (ICA) program is an interest-bearing, automated bank-deposit, cash-sweep program, insured with the FDIC. You can offer clients the benefit of earning a return on uninvested cash, along with:

• Multiple banks and a tiered interest-rate structure
• Automatic sweeps into the ICA or a money market fund
• Instant account transfers when cash is needed to cover a debit

Collateralized lending
We've partnered with select banks to offer business and consumer lines of credit and referral programs are open to all advisors affiliated with LPL.

The lines of credit are collateralized by securities on deposit in brokerage and advisory accounts at LPL. They cannot be used to buy or carry margin securities or other investments.

Credit cards
Credit cards and comprehensive rewards for financial advisors and clients feature:

• Top-quality products for day-to-day spending needs, backed by consistent service
• A means for advisors to strengthen their practices’ brand identity through LPL-branded credit cards